RTO National offers finance options for the backyard storage industry. RTO National is a third party leasing and finance company and is not affiliated with your retailer or manufacturer. All information collected through this form is collected by RTO National and is subject to our Privacy Policy and Terms and Conditions.

Important Information to Applicant(s):

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who applies for a loan or opens an account.

What This Means for You: When you apply for a loan or open an account, we will ask for your name, address, date of birth and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying documents. In some instances, we may use outside sources to confirm the information. The information you provide is protected by our privacy policy and federal law.

Credit Application

Dealer Selection

Hometown Sheds - Lincolnton - Lincolnton, NC

Delivery Address

Installment contracts not available for {{dealer.state}}
Notice: Confirm Identification Address Matches Delivery Address

Payment Estimator

Notice: Payments shown are estimates only. Actual APR and amounts are based upon customer credit approval.

Calculate Payment


Monthly Payment Estimates by Term

  • 12 Months
    ${{ monthly_payment_estimates[12] | number:2}} / mo.
  • 24 Months
    ${{ monthly_payment_estimates[24] | number:2}} / mo.
  • 36 Months
    ${{ monthly_payment_estimates[36] | number:2}} / mo.
  • 48 Months
    ${{ monthly_payment_estimates[48] | number:2}} / mo.
  • 60 Months1
    ${{ monthly_payment_estimates[60] | number:2}} / mo.

1 60 month term is only available with a minimum financed amount based upon credit approval.

You will select the term on the next page after the customer credit approval.

Personal Information

Driver's License (Please make a copy)

Mailing Address

At least one number is required

Income and Expenses

Acceptable Proof of Income: Pay stub less than 3 weeks old, proof of social security deposit for most recent month, if self-employed 3 months of checking account statements with verifiable income, or Long Term disability statement and proof of recent deposit.
Not Acceptable Proof of Income: A pay stub from a temporary staffing agency, workers compensation statement, short term disability, child support, tax return, or unemployment.

Do you own the land where the building will be located?

Secondary Contact

Other Questions


Long-Term High-Limit:

1Structure only: Financing is not available for concrete, grading, and other contractor services
2RTO National will verify that customer is a landowner. Proof of landowner may be required.
2Dealer must provide RTO National Dealer Support a photo after install at customer location to get payment. Two photos required: front and side.

Will delivery require crossing neighbor's property?

Delivery Terms

  • There must be clear access to the delivery location which will allow for a truck and 26 foot trailer.
  • There must be height clearance of 13'6" from limbs, wires, etc as well as clearance underground for septic tanks, ditches, pipelines, sprinkler systems, etc. Customer releases RTO National, its affiliates, representatives, contractors and/or dealer partners from any damage that occurs during the delivery or retrieval due to lack of clearance from trees, shrubs, fences, phone or power lines, sewer or septic lines, pipes, ditches or other obstructions.
  • Customer is responsible for permits, set-backs, site preparations, and restrictive covenants.
  • By submitting this document, customer grants RTO National or its affiliates or representatives or contractors the right to remove any and all obstructions upon retrieval of the building including but not limited to fences, gates, locks, autos, boats, trailers or other items as deemed necessary by RTO National or its representatives. The customer releases RTO National or its representatives from any and all liability or damages relating to the removal or damage to obstructions.

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